OP Funds is part of OP Financial Group, Finland’s largest financial services cooperative founded in 1902 and headquartered in Helsinki. As a division serving more than four million owner-customers, OP Funds specializes in managing mutual funds for both retail and institutional investors, offering equity, fixed income, and mixed-asset products. The team employs dedicated advisory services and a secure digital platform to support savings and investment goals, with services delivered through a nationwide network of cooperative banks as well as online channels.
Investment activity spans traditional funds, index funds, exchange-traded funds, and private equity strategies, complemented by corporate financing facilities. OP Funds designs portfolios that reflect risk tolerances and long-term objectives, offering domestic and global market exposures. Owner-customers benefit from reduced fees and bonus returns on select holdings, while digital tools facilitate portfolio monitoring and transactions. The fund line-up includes thematic solutions aligned with evolving demographic and economic shifts, and clients receive regular market commentary and research reports covering global trends.
Environmental, social, and governance factors are integral to OP Funds’ approach. A guarantee agreement with the European Investment Fund secured loans for Finnish companies advancing energy efficiency and renewable solutions. Dedicated vehicles such as the OP-Climate fund target firms focused on lowering emissions and developing clean technology. The OP Finnfund Global Impact Fund I channels capital into renewable power, sustainable agriculture, and financial inclusion in emerging economies, reinforcing ongoing support for clean energy and future battery applications. Property funds such as OP Toimitilakiinteistö Ky invest in energy-efficient commercial real estate, modernizing assets to reduce environmental impact. ESG criteria guide the ongoing assessment of all portfolio holdings, ensuring alignment with sustainability targets and risk frameworks.
